Terms of Service

Effective Date: February 14, 2026

These Terms of Service (“Terms”) govern your access to and use of this website (the “Site”) operated by Q.O.L.T. – Quality Of Life Token (“Q.O.L.T.”) and Personal Care Calling Services, Inc. (dba Daily Peace Of Mind Communications) (“PCCS”) (collectively, “we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1) About the Site

The Site provides information about Q.O.L.T. and PCCS, including our mission and ways to support our work, such as:

• Donations to PCCS through a donation link on the Site; and

• Crypto donations to PCCS’s designated charity wallet via links provided on the Site, including Polygon and USDT.

All content is provided for general informational purposes.

2) Eligibility

You must be able to form a legally binding contract in your jurisdiction to use the Site. If you use the Site on behalf of an organization, you represent you have authority to bind that organization to these Terms.

3) No Financial, Legal, or Tax Advice

Nothing on this Site constitutes financial, investment, tax, legal, or other professional advice. Digital assets are volatile and may involve significant risk, including total loss. You are solely responsible for your decisions and any transactions you initiate.

4) No Offer or Solicitation

Nothing on this Site is an offer to sell or a solicitation to buy any security, investment product, or financial instrument. Any references to tokens, blockchain, or digital assets are informational only.

5) Donations and Crypto Contributions

a) General
Donations are voluntary. We may use donations to support PCCS operations and programs consistent with our mission.

b) Donation Processing / Third Parties
Donations may be processed by third-party providers and/or blockchain networks. You are responsible for any third-party fees (e.g., payment processor fees, gas/network fees, wallet provider fees) and for complying with the terms of those third parties.

c) Crypto Donations Are Final
Crypto transactions are generally irreversible. Before sending any crypto donation, you are responsible for verifying:

• the wallet address shown on the Site,

• the network (e.g., Polygon),

• the token/asset type (e.g., USDT), and

• any memo/tag requirements (if applicable).

To the maximum extent permitted by law, crypto donations are non-refundable.

d) Donor Responsibility
You represent and warrant that you are authorized to use any payment method or crypto assets you donate and that your donation does not violate any law or regulation applicable to you.

e) Tax Considerations
Tax deductibility depends on your jurisdiction and individual circumstances. Consult a qualified tax advisor.

6) Third-Party Links and Services

The Site may link to third-party websites or services (e.g., donation processors, wallet providers, exchanges, block explorers, social platforms). We do not control third-party services and are not responsible for their content, availability, security, or practices. Your use of third-party services is at your own risk and subject to their terms and policies.

7) Acceptable Use

You agree not to:

• Use the Site in violation of any law or regulation

• Attempt to gain unauthorized access to the Site or its systems

• Interfere with or disrupt the Site, servers, or networks

• Upload or transmit malware, harmful code, or abusive content

• Misrepresent your identity or affiliation, or impersonate others

• Scrape or harvest data from the Site without permission

We may suspend or restrict access if we believe you have violated these Terms.

8) Intellectual Property

Unless otherwise stated, the Site and its content (text, graphics, logos, design) are owned by us or our licensors and are protected by applicable intellectual property laws. You may view and print content for personal, noncommercial use only. You may not reproduce, distribute, modify, or create derivative works without prior written permission.

9) User Submissions

If you submit content through the Site (e.g., forms, messages), you represent you have the right to submit it and that it does not infringe third-party rights or violate any law. You grant us a non-exclusive, worldwide, royalty-free license to use the submission as needed to operate the Site and respond to you.

10) Privacy

Your use of the Site is subject to our Privacy Policy (if posted). If a Privacy Policy is not posted, we still strive to handle personal information responsibly and to limit collection to what is reasonably necessary to operate the Site and respond to inquiries.

11) Disclaimers

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

12) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Q.O.L.T. AND PCCS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE, INCLUDING ANY DONATION OR CRYPTO TRANSACTION.

13) Indemnification

You agree to indemnify and hold harmless Q.O.L.T., PCCS, and their officers, directors, employees, volunteers, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms.

14) Changes to the Site or Terms

We may update the Site or these Terms at any time. Changes are effective when posted. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

15) Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where superseded by applicable federal law.

16) Contact

Questions about these Terms may be sent to:

• Email: info@qolt.charity

• Phone: (407) 900-0801

• Mailing Address: [your mailing address]